Are you planning on buying a home?

This page is meant for you to understand
the home buying process as well as to help answer any questions that you may have.

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Navigating a dynamic market by yourself can be hard. I help you make it stress free.

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Many Agents only tell you what you want to hear. I tell you what you need to hear

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Through insightful data, I help you figure out the best strategy to move you forward in the right direction

Learn the
Home Buying Process

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Buyer FAQ

Frequently Asked Questions and some not so frequently asked questions. The goal of these are to help you understand the real estate process as well as the options that might be available to you. Many Agents do not answer these questions or they don't know how. I have all the answers for you here.

How's the market?

The market is always changing, sometimes there's an advantage to be a seller and other times an advantage to being a buyer. Whether you are on either side, what matters is what you would like to do.

Is it a good time to buy?

Typically real estate has seasons, during spring and summer usually it picks up and is more competitive compared to the fall and winter.

How much should I put down?

This is something you will need to figure out with a lender. Minimum is usually 3%, however some scenarios you may want to put down more to show a seller that you are serious.

Is it worth buying a home in this competitive market?

Yes! Even if the market is competitive, interests rates are currently low and having a place to call home is priceless. Throughout history real estate values have always come up, even after corrections or crashes, so especially if you plan to live in your home long term, purchasing a home is a good thing. You cant put a price on piece of mind.

How do I purchase a home if I have to sell mine?

If you need to sell your home first there are a few things you can do. One is to sell yours first, live in a hotel or rent somwhere in the meantime. Another is to purchase the home you would like first, then sell your current home. And the final option is to put an offer on the home you want with a contingency. Keep in mind though that an offer like this is substantially weaker when in competition with other buyers.

Do I have to pay an agent to purchase a home?

You typically do not have to pay an agent if you are a buyer. The seller pays a commission to the sellers agent and to the buyers agent. So in most cases you don't have to pay anything to an agent. However some agents will require you to pay them a percentage at the end especially if they are highly trained and experienced. Usually this is because they will find you a home faster and get you into the property with less hassle. You get what you pay for.

What is a mortgage, and how does it work?

A mortgage is the monthly amount you have to pay back on the loan you took out on your property. A mortgage will cover the loan as well as the interest. If you fail to pay a mortgage however, the financial institute, usually the bank, will have the right to take the property.

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